December 18, 2019

চার্টার্ড দেনমোহর বীমা

Chartered-Denmohor Bima is unique insurance plan innovated by Chartered Life to provide financial security for the married or bachelor individuals to pay off the denmohor to their spouse. According to Mohamedan and Contract Law, it is obligatory for the husband to pay his wife this rightful money agreed upon the contract of marriage (kabinnama) as soon as possible. Chartered Life is presenting you this plan to meet the expense of denmohor.

Features:

  • This plan is for incumbent male person whether married or bachelor to provide financial security to pay off denmohor to their spouse.
  • Minimum age of entry is 20 years and maximum age is 55 years.
  • Premiums can be paid annually, half yearly or quarterly
  • Minimum and maximum policy term would be 10 years and 35 years
  • Minimum and maximum amount of the policy would be BDT 1,00,000 & BDT 20,00,000 respectively
  • Policyholder may surrender the policy at least after the full payment of two consecutive year’s premium and will receive surrender value quoted at the time of surrender.
  • Policyholder may obtain a loan (maximum 90% of surrender value) against the policy by mortgaging it.
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit:  The policyholder will receive full sum assured together with accrued bonuses on maturity at end of the term. The policyholder can utilize the maturity benefit for settlement of denmohor or for any other purposes. If the policyholder requires cash benefit before the end of the stated term he can surrender the policy and receive cash surrender value to be quoted by the Chartered Life.

Death Benefit: The beneficiary/nominee will receive full sum assured on death of the policyholder within the term of the policy together with bonuses accrued up to the date of his death.

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December 18, 2019

চার্টার্ড ম্যান পাওয়ার প্ল্যান

Features:

  • This plan is for Bangladeshi nationals who go abroad to take up overseas employment.
  • Minimum sum assured is BDT 50,000 (Fifty Thousand) and maximum is BDT 3,00,000 (Three Lac)
  • Minimum age of entry is 18 years and maximum age is 45 years.
  • Premiums to be paid annually but partial payment (half yearly and/or quarterly) can also be made during the policy period
  • Policy term would be one year and the commencement date would be the date of leaving the country
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

The beneficiary of the policyholder will receive a full sum assured on death of the policyholder while at work overseas. If the policyholder looses his/her job and return to Bangladesh within three months from the date of joining the overseas employment, a lump sum benefit equal to ten times the deposited premium in case of lose of his/her job and return to Bangladesh within three months from date of joining.

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December 18, 2019

চার্টার্ড এন্ডোমেন্ট প্ল্যান ২

Chartered-Endowment Plan-2 is comparatively cheaper & popular life insurance policy. This plan encourages force savings to fulfill your dream. It ensures safe investment, provides financial security, brings mental peace.

Features:

  • This plan assures the policyholder to receive the desired amount at the maturity of the policy or to the nominees for immature death of policyholder
  • Policy term may be for 10 years, 15 years, 20 years, 25 years, 30 years & 35 years
  • Policy holder requires may surrender the policy at least after the full payment of two consecutive year’s premium and will receive surrender value quoted at the time of surrender.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy by mortgaging it.
  • Minimum amount of the policy would be BDT 50,000
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit: The policy holder will receive full sum assured on maturity at the end of the term.

Death Benefit: The nominee of the policyholder will receive full sum assured on death of the policyholder within the term of the policy.

Note: Brochure Included with this Plan in main website

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December 18, 2019

চার্টার্ড এন্ডোমেন্ট প্ল্যান ১

Chartered-Endowment Plan-1 is most familiar & popular life insurance plan in the country. This plan encourages force savings to fulfill your dream. It ensures safe investment, provides financial security, and brings mental peace.

Features:

  • This plan assures the policyholder to receive the desired amount with accrued bonuses at the maturity of the policy or to the nominees for immature death of policyholder
  • Policy term may be for 10 years, 15 years,20 years, 25 years, 30 years & 35 years
  • Policy holder may surrender the policy at least after the full payment of two consecutive year’s premium and will receive surrender value quoted at the time of surrender.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy by mortgaging it.
  • Minimum amount of the policy would be BDT 50,000
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit: The policy owner will receive full sum assured along with accrued bonuses on maturity at the end of the term.

Death Benefit: The nominee of the policyholder will receive full sum assured along with bonuses accrued on death of the policyholder within the term of the policy together with bonuses accrued up to the date of his/her death.

Note: Brochure Included with this Plan in main website

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December 18, 2019

চার্টার্ড মাসিক সেভিং প্ল্যান

Features:

  • This plan assures the policyholder to receive full sum assured together with accrued bonuses on maturity.
  • The nominee of the policyholder will receive full sum assured with accrued bonus on death of policyholder
  • Minimum policy term would be for 10 years, and maximum would be for 25 years
  • Minimum face amount/ basic sum assured of the policy would be BDT 50,000 and maximum would be BDT 1,00,00,000
  • Minimum monthly premium would be BDT 1000
  • Premiums can be paid annually, half yearly, quarterly, & monthly
  • Minimum age of buying policy is 20 years and maximum age is 55 years.
  • This policy would be surrendered after two yearly installments are paid.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy.
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit:  The policyholder will receive full sum assured together with accrued bonuses on maturity at the end of the term.

Death Benefit: The nominee will receive full sum assured on death of the policyholder within the term of the policy together with accrued bonuses.

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December 18, 2019

চার্টার্ড মানি ব্যাক প্ল্যান

Chartered-Money Back Plan is a secured plan having high risk covered with low premium. Main objective of the plan is to assure the dependents of the policyholders to get the sum assured. The policy owner would be paid off the desired amount with 25% profit at the maturity of the Plan.

Features:

  • This plan assures the policyholder to receive the desired amount with 25% profit of sum assured at the maturity of the policy or the nominees to receive full sum assured at death of policyholder
  • Rate of premium is very much lower than other plans
  • Premiums can be paid annually, half yearly & quarterly
  • Policy term would be for 10 years, 15 years and 20 years
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Minimum amount of the policy would be BDT 100,000
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit: The policyholder will receive return of all premiums paid during the term of the policy and 25% of basic sum assured on maturity of the policy.

Death Benefit: The nominee will receive full sum assured on death of the policyholder within the term of the policy.

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December 18, 2019

চার্টার্ড পারসন প্ল্যান

Features:

  • This plan assures the policyholder to receive annual pension stated in the policy document for a guaranteed period of ten years and as long as he/she is alive thereafter.
  • This plan also assures the nominees of the policyholder to receive ten times the amount of annual pension for immature death of policyholder
  • Premium can be paid on annually, half yearly, quarterly & monthly basis
  • Minimum policy term would be for 5 years
  • Minimum face amount/ basic sum assured of the policy would be BDT 10,000
  • Minimum premium would be BDT 666
  • Minimum age of buying policy is 20 years and maximum age is 55 years.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy.
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

  • Survival Benefit: The policyholder will receive annual pension stated in the policy document for a guaranteed period of ten years and as long as he/she is alive thereafter.
  • Death Benefit: The nominee will receive ten times of the amount of annual pension for immature death of the policyholder.
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December 18, 2019

চার্টার্ড হাজি বীমা

Features:

  • This plan assures the policyholder to receive the full sum assured together with accrued bonuses on maturity.
  • The nominee of the policyholder will receive full sum assured with accrued bonuses on death of the policyholder
  • Minimum policy term would be for 10 years, and maximum would be for 35 years
  • Minimum face amount/ basic sum assured of the policy would be BDT 100,000 and maximum would be BDT 10,00,000
  • Minimum annual premium would be BDT 2,940
  • Premiums can be paid annually, half yearly & quarterly
  • Minimum age of buying policy is 20 years and maximum age is 55 years.
  • This policy would be surrendered after two yearly installments are paid.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy.
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

  • Survival Benefit: The policyholder will receive the full sum assured together with accrued bonuses on maturity at the end of the term. The policyholder can utilize the maturity benefit for performing Haj or for any other purpose. If he/she requires cash benefit before the maturity of the policy he/she can surrender the policy and receive cash surrender value to be quoted by the Company at the time of surrender of the policy.
  • Death Benefit: The nominee will receive full sum assured on death of the policyholder within the term of the policy together with accrued bonuses.
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December 7, 2019

চার্টার্ড ৫ পেমেন্ট প্ল্যান

Chartered-Five Payment Plan is fabulous & more attractive to provide financial support to you. This plan provides financial security as well as frequent and early returns on paid premium. You can further reinvest or utilize the partial returns to fulfill your future dreams as your choice.

Features:

  • This plan assures emergency inflows of cash for necessity of policyholder
  • Premiums can be paid annually, half yearly & quarterly
  • If partial payment is made, yet the full sum is to be paid to the beneficiary on death of policyholder
  • Policy term would be for 10 years, 15 years, 20 years, 25 years & 30 years
  • This policy would be surrendered after two yearly installments are paid.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy.
  • Minimum amount of the policy would be BDT 50,000
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit: 

  • The policyholder will receive 10% of the basic sum assured at the end of the one-fifth of the premium payment term.
  • The policyholder will receive another 15% of the basic sum assured at the end of two-fifth of the premium payment term
  • The policyholder will receive remaining 20% of the basic sum assured at the end of three-fifth of the premium payment term
  • The policyholder will receive remaining 25% of the basic sum assured at the end of four-fifth of the premium payment term
  • The policyholder will receive remaining 30% of the basic sum assured together with accrued bonus on maturity at the end of the term.

Death Benefit: The nominee will receive full sum assured (with rider’s benefit, if applicable) on death of the policyholder within the term of the policy together with the bonus accrued up to the date of his/her death.

Note: Brochure Included with this Plan in main website

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December 7, 2019

চার্টার্ড ৩ পেমেন্ট প্ল্যান

If you make the habit of savings today definitely you might lead a peaceful, quiet & happy life in future. Chartered-Three Payment Plan is the most fabulous & popular Life Insurance Plan to its prospective clients throughout the country. This Plan provides high insurance protection and attractive returns on paid premium. It encourages savings to fulfill insured’s prospective future life.

Features:

  • This plan assures emergency inflows of cash for necessity of policyholder
  • Premiums can be paid annually, half yearly & quarterly
  • If partial payment is made, yet the full sum is to be paid to the beneficiary on death of policyholder
  • Policy term would be for 12 years, 15 years, 18 years, 21 years & 24 years
  • This policy would be surrendered after two yearly installments are paid.
  • Policy holder may obtain a loan (maximum 90% of surrender value) against the policy.
  • Minimum amount of the policy would be BDT 50,000
  • Accidental Death Benefits (ADB) & Permanent Disabilities Accidental Benefits (PDAB) may be covered
  • Income tax rebate may be obtained by taking the policy.
  • The claim amount is also tax free

Benefits:

Survival Benefit: 

  1. The policy holder will receive 25% of the basic sum assured at the end of the one third of the premium payment term.
  2. The policy holder will receive another 25% of the basic sum assured at the end of two-third of the premium payment term
  3. The policy holder will receive remaining 50% of the basic sum assured together with accrued bonus on maturity at the end of the term

Death Benefit: The nominee will receive full sum assured on death of the policyholder within the term of the policy together with the bonus accrued up to the date of his/her death.

Note: Brochure Included with this Plan in main website

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